4 Steps for Recovering From a Business Fire
It doesn't take much time for fire to derail your successful business, and when the smoke clears, you still have a long process of cleanup to tackle. After all, smoke damage settles into furnishings, inventory, and even the walls and floors of buildings. Take the following steps to success`fully deal with the damage.
1. Discuss Costs and Coverage With Your Insurance Provider
There are many cleaning and restoration professionals available who provide soot damage and smoke cleaning services. Some insurance plans cover this type of service. As you discuss the details of coverage with your insurance agent, consider asking about the following services:
- Protecting property from more damage
- Completing repairs for existing damages
- Storing inventory
- Remodeling buildings and structures on the property
- Replacing property, belongings, and inventory that are beyond repair
The better you understand your coverage, the better prepared you'll be to oversee the recovery process.
2. Restore and Replace Valuable Documents
Just about every business has important documents on-site. These may include proof of licensing, business credit cards, employee records, billing documents, contracts with providers, and even cash. Moving paperwork to a clean, dry location, away from further smoke damage, should help protect documents and help you get your business back on track as quickly as possible.
3. Save Receipts for Everything
Keep receipts and make a record of any money you spend that is related to the fire. The insurance company will need those records, and you may use them later to prove losses while completing taxes. Consider talking to an accountant for more information about special tax benefits.
4. Maintain Communication With Local Officials
Protect the safety of your employees, buildings, and other officials by alerting the fire and police departments to your comings and goings. Don't enter buildings or use utilities until you've had official permission. Discuss problems with your landlord or insurance company.
These four steps can help you and your Lenexa,KS, business recover from fire and smoke damage. What have you already done to protect your business and property from fire dangers?